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Showing posts with label Health Insurance. Show all posts
Showing posts with label Health Insurance. Show all posts

70% poor insurance cardholders denied quality health treatment

The Jakarta Post, Jakarta | Fri, 12/24/2010

The Indonesia Corruption Watch (ICW) says 70 percent of patients entitled to various government health insurance schemes for the poor have complained about the hospital services they have received.

Citing results of a recent survey by the anti-graft watchdog, ICW’s Febri Hendri said Friday that 70 percent of 986 poor patient respondents still found many things to complain about even though health insurance schemes, including Jamkesmas, Jamkesda, Gakin and SKTM, had been in place for some time.

“The complaints are about administrative services, nurses, doctors, facilities, down payment, costs and other hospital services, among other things,” Febri said in a press release as quoted by Antara.

The ICW’s Citizen Report Cards 2010 surveyed respondents about treatment received at 19 public and private hospitals in Greater Jakarta.

The survey also found that many poor patients were reluctant to use their state-supported health insurance cards for fear of being rejected by hospitals.

Many of the hospitals still reject poor patients, using excuses such a lack of available beds, insufficient medical equipment and a shortage of doctors or medicines to treat the patients, the ICW said.

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Maids Share Stories of Nearly Being Worked to Death by Saudi Employers

Jakarta Globe, Fitri R. | November 21, 2010             

Mataram. Selvia, a 27-year-old former maid from Sumbawa, a district of West Nusa Tenggara, has been partially paralyzed since 2007.

Activists in Malang, East Java, demanding the government
 investigate allegations of torture of Indonesian maids in
Saudi Arabia. (Antara Photo) 
 
It happened when she worked as a domestic worker in the Saudi Arabian city of Nabuk, where she says her employers nearly worked her to death.

“They didn’t torture me, but they frequently scolded me and I had to work very hard, lifting heavy objects like gas canisters,” she says.

The back-breaking work did just that — it broke her back, and now Selvia cannot walk properly.

Such stories are common, but only receive sporadic attention, such as the recently discovered horrific abuse of Sumiati, an Indonesian maid, by Saudi employers.

Selvia returned to Indonesia in July 2010.

“When she tried to walk, bent over, I could see that it was costing her a lot of effort,” says Endang Susilowati, an activist from the Panca Karsa Foundation (PPK), which helps former migrant workers who have suffered abuse. “Now her condition is getting worse.”

Endang accuses the government of ignoring its obligations to Selvia by not allowing her full treatment the West Nusa Tenggara General Hospital in the provincial capital Mataram without a government-issued insurance card known as a Jamkesmas.

Selvia’s injury, she argues, stems from a workplace accident, and as such the migrant worker placement agency (that sent her to Saudi Arabia ought to pay for her medical bills and arrange her insurance.

Yanti Yusepa, 25, from West Lombok, is another injured former migrant worker who is still waiting for her insurance payout.

She went to Saudi Arabia on Aug. 29 and arrived back in Indonesia on Oct. 6, paralyzed from the waist down after jumping from a second-story window to get away from what she called chronically abusive employers.

Yanti says she worked for three different families in Saudi Arabia, fleeing from the first two after they starved and physically abused her.

She says the third family was particularly cruel. The daughters would burn her with a hot iron while their mother would beat her. That abuse induced her desperate flight.

“I’m still traumatized. I get scared every time I remember mustering the courage to jump from the second-floor window,” Yanti says. “Not a single person was willing to help me when they saw me fall.”

She says she has not received any compensation from her Jakarta-based placement agency, Sinar Berkilau Mandiri, or her Bahrain-based agent, Al Gandir.

She says the agency only gave her Rp 100,000 ($11) to seek treatment at a community health center upon her return.

Yanti says she knows of at least 26 other Indonesian migrant workers sent out by the agent in Bahrain who have also been abused by their employers, in some cases sexually.

“I was afraid to tell this to the agents because they always threatened me and accused me of lying,” she says.

Awajir, a field recruiter for SBM in the province, said the company was fully committed to its obligations to Yanti.

“We even spent Rp 16.5 million of our own to bring her home when her parents got news that she had jumped from the window,” he said.

He added the company was also trying to process her insurance claim, but said Yanti had refused to have her injuries assessed at a hospital.

“We don’t want to be called irresponsible,” Awajir said. “She asked to be brought home, and we did it. She asked for her insurance payout, and we’re working on it.”

Baiq Halmawati, from the PPK, says more than 350 domestic workers from West Nusa Tenggara are currently stationed overseas and may be facing abuse or inhumane working conditions.

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Aceh governor earns highest public health award

Antara News, Friday, November 12, 2010 18:13 WIB | National

Banda Aceh (ANTARA News) - Aceh Governor Irwandi Yusuf has earned a "Ksatria Bakti Husada" or the highest award in public health from the Health Ministry, a local official said.

M Yani, head of Aceh`s health office, said here Friday the award was to be presented to Irwandi Yusuf in Jakarta on Friday, November 12, 2010 on the occasion of National Health Day but the governor was too busy to come to the capital.

"The governor is too busy to go to Jakarta to receive the award so he will send a representative to the capital for the purpose," Yani said, adding that he got the information through a fax on Friday.

He said the governor got the award based on an evaluation conducted by a Health Ministry team in Banda Aceh several days ago.

"The team from Health Ministry office directly came to the field in Aceh to obtain first hand information about health services and free medical treatment through the Aceh Health Insurance program," he said.

He said three indicators evaluated by the team were related to malaria eradication effort, approach and service for people with mental disorders, and the Aceh Health Insurance program.

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Government prepares disaster insurance

The Jakarta Post | Fri, 10/29/2010 11:35 AM

Indonesia is preparing a disaster insurance scheme to cover financial losses and provide for emergency needs as the country constantly faces strings of natural disasters causing heavy social burdens.

Finance Minister Agus Martowardojo said Thursday the insurance was important as natural disasters have caused increasing financial losses and emergency needs to handle the aftermath of such disasters.

The most recent natural disasters of an earthquake-triggered tsunami in Mentawai, West Sumatra, and the eruption Mount Merapi in Yogyakarta, have rallied people to show stronger support for the establishment of disaster insurance.

“I have asked the Indonesia Capital Market and Financial Institution Supervisory Agency chairman to conduct a study on the establishment of disaster insurance,” Agus told reporters at the Finance Ministry.

He added disaster insurance was a very common initiative for developed countries but not developing countries, including Indonesia.

Agus said the government would soon reveal the study results in a meeting with stakeholders at the ministry.

“In principle, we have reached an agreement on the need to establish disaster insurance,” he said. “The insurance may be similar to other forms of life insurance,” he added without elaborating.

He only said the premium would be taken from the state budget although he was not sure whether it would be included in the 2011 State Budget.

Agus said the initiative needed careful arrangement including the insurance form, risk calculation and disbursement process.

“We will carefully study an appropriate insurance design to prevent any difficulties in its claiming process,” he said.

“The proposed disaster insurance will be reinsured with world-class reinsurance companies. I haven’t seen any Indonesian companies that are ready to carry out the reinsurance program.”

Agus also said the government had proposed an additional disaster fund of Rp 150 billion (US$16.8 million) to the budget body of the House of Representatives.

Previously, the government allocated a disaster fund of Rp 50 billion. Agus said the fund was separated from the budgetary allocation for the rehabilitation program. “The disaster fund will be managed by the National Disaster Management Agency [BNPB],” he said.

The post-disaster rehabilitation program would have a separate budgetary allocation of more than Rp 3.5 trillion.

The government allocates a total of about Rp 4 trillion for disaster management activities, higher than the Rp 3.79 trillion in the Revised 2010 State Budget.

Ahsanul Qosasih, a member of the House Commission XI overseeing finance and banking, deplored the government for being unresponsive to strong public demand on the establishment of disaster insurance to minimize disaster risks.

“It’s time for the government to establish disaster insurance,” he was quoted as saying by detik.com on Wednesday.

“Disaster insurance is very urgent to support the disaster fund allocated within the state budget.”

He said that his Commission had asked the Finance Ministry and the BNPB to officially propose and design a long-term disaster insurance scheme.

“We have a very limited budgetary allocation for disaster management,” he said, adding that the insurance would be needed to cover any losses caused by natural disasters. (ebf)

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Indonesia to Pay Bills for All Citizens' Births

Jakarta Globe, Dessy Sagita | August 19, 2010

Jakarta. The government on Thursday announced a plan to provide free birth care to all, helping to prevent cases of mothers selling their babies to pay for the deliveries and hospitals holding the infants ransom until the medical bills are paid.

In the next year, the state will start a pilot program to pay for all births in community health centers (Puskesmas) and state hospitals nationwide.

Although the benefit is aimed at low-income mothers, even the wealthy qualify, so long as “they are willing to give birth to their babies in third-class wards in hospitals,” Health Minister Endang Rahayu Sedyaningsih said.

But the scheme comes with a caveat, she said. After the project’s first year, free delivery benefits will be limited to a mother’s first two children.

“This is expected to boost our stagnant family planning program,” Endang said, adding that the country was at risk of a population explosion.

President Susilo Bambang Yudhoyono stressed on Monday that the latest census put the population at 237.6 million people, a 32.5 million increase in a decade.

The rapid rise showed that the nation’s family-planning program, remarkable for reining in a population boom during the three decades under President Suharto, was no longer effective, Home Affairs Minister Gamawan Fauzi has said.

Health Ministry officials said the free delivery program was also expected to reduce the country’s extremely high maternal and infant mortality rates.

The latest maternal mortality figure for Indonesia is 228 deaths per 100,000 births, one of the highest in Southeast Asia, while 34 out of every 1,000 infants born die within their first year.

Budiharja, the Ministry of Health’s director general for community health and education, said the program should bring maternal deaths down to 102 per 100,000 births and reduce the infant mortality rate to 24 out of 1,000 births by 2015.

The progress would meet UN Millennium Development Goal targets.

“We hope that the number of births handled by the professional medical workers will increase to 100 percent,” Budiharja said.

A normal delivery at a Puskesmas or state hospital costs from Rp 300,000 to Rp 500,000 ($34 to $56).

However, recent cases of women selling their newborns in order to pay for their medical bills have highlighted the fact that many low-income mothers still can’t afford deliveries.

Others who can’t afford care opt to give birth at home, contributing to the high mortality rate.

Budiharja said the free care was intended for all birth procedures, including those requiring Caesarian sections or postpartum complication treatments.

The government is developing Puskesmas capable of providing basic obstetric, neonatal and emergency services, Budihara said.

“Out of 7,000 Puskesmas in Indonesia, more than 2,500 of them have been able to provide those three services, but only 1,600 of them provide the services 24 hours,” he said adding that all regional hospitals in Indonesia were expected to be able to provide more comprehensive care.

The 2011 draft state budget revealed on Monday included Rp 26.2 trillion, an almost 26 percent increase, in funding for the Ministry of Health.

Additional reporting from Antara


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Broken Health Care Drives Women to Sell Babies

Jakarta Globe, July 13, 2010, Ulma Haryanto & Made Arya Kencana

The recent cases of low-income women selling their babies in order to pay for their medical bills highlights the need for a comprehensive national health care insurance scheme, an academic said on Monday.

Suparti, a resident of Gunung Kidul district near Yogyakarta is one such case. The 41-year-old said she was forced to sell one of her twin girls in order to pay the delivery fees at a state hospital.

Munawaroh, another low-income earner, offered to sell her newborn boy to cover the birth and related medical bills from a Bali hospital. Her bills have now reached Rp 17 million ($1,870).

And on it goes. In the latest case, Dewi Mukarom, a 17-year-old migrant worker from Tegal in Central Java has given her baby up for adoption after she failed to come up with the money to pay a Jakarta midwife.

An affluent couple from the capital has already petitioned the Central Jakarta District Court to allow them to adopt the child.

Hasbullah Thabrany, a public health professor from the University of Indonesia, said that even though he was not against the adoption itself, the reasons behind the adoption should be made illegal.

“A midwife or doctor or hospital should not and cannot advise patients to give away a baby just because the parents cannot afford the delivery fees,” he said.

He also said that Dewi was a clear example of the people who were falling through the massive cracks of a shattered health care system.

“Because she is from outside Jakarta, I am sure that she was not applicable for the regional health insurance scheme [Gakin] for the poor,” Hasbullah added.

“There are loopholes in our system. There is yet to be a regulation that obliges local and national government to cover the health care of their people.”

The public health expert said that a lack of information for the poor on their rights and access to health care and insurance is exacerbating the problem — and in many cases is driving women to give up their newborns.

Usman Sumantri, head of financing and insurance at the Health Ministry, said on Monday that he believed Dewi had not been covered by the national health care scheme for the poor, also known as Jamkesmas.

“If she were a member of Jamkesmas, which is valid nationwide, her fees would be covered,” he said.

“But I believe she wasn’t. She could also have asked for a letter of recommendation from the Jakarta Social Affairs Agency, but it might be difficult since she is not a registered resident.”

Usman said that Dewi was also ineligible for the regional insurance scheme.

“Jakarta is quite unfriendly to migrants,” he added.

In Monday’s first hearing of the proposed adoption of Dewi’s baby, the court heard from an acquaintance of the couple, who testified that Susanto, an enterpreneur, and Risna, an air stewardess, were financially secure and had no children.

The witness, Sri Mulyono, also said he had been to the birth mother’s home and said that “in my opinion, Dewi could not afford to keep the child.”

Dewi, who was also present for the hearing, told the court that she came to Jakarta last year to work but had become pregnant shortly afterward.

“The father did not acknowledge the child and did not want to be responsible for it,” she said, adding that she had no family in the capital and was living with a friend.

According to a 1983 Supreme Court memo on child adoption procedures, prospective parents need to file their adoption request with the district court in their jurisdiction before a judge and a court clerk, and present two witnesses who can attest to their social and financial wellbeing.

In Bali, Munawaroh, who plies a hard trade as a washerwoman, was allowed to leave the clinic where she gave birth to a baby boy recently, although she could not afford to pay her bill.

“We allowed her to leave. We cannot do anything,” said Gede Widarta, an official at the Sari Dharma Clinic in Denpasar.

The baby, who was suffering from a lung infection, had been referred earlier to Sanglah General Hospital in Denpasar for treatment.

The baby was later placed in an incubator.

The hospital’s director for general and operational affairs, Triputro Nugroho, said that the baby’s treatment costs at the hospital had already reached Rp 17 million.

But because Munawaroh did not claim a reduction under the Jamkesmas scheme, “the cost we charged her is the same as for any other patient in general, and not the discounted cost.”


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Heartbreak as Hospital Forces Mother to Sell One of Her Newborn Twins

Jakarta Globe, July 08, 2010

A poor mother of newborn twin girls has been forced to sell one of the children to a staff member from the state-owned Indonesian hospital in which they were born because she did not have enough money to pay her medical expenses.

Suparti, 41, from Gunung Kidul district in Yogyakarta, told state news agency Antara that she gave birth by caesarian section to the twins in the Wonosari General Hospital on June 29 but did not have enough money to pay the Rp 6 million ($662) bill.

While Suparti remained in the hospital for a week, her husband, Sarimin, 50, who makes just Rp 15,000 a day doing odd jobs, attempted in vain to get a loan from relatives.

She said during her stay a staff member from the hospital offered to pay her bill if she allowed one of the twins to be adopted by another hospital employee.

“I had to sell one of my twin girls, who I gave birth to only 10 days ago, because I couldn’t pay the bill at the Wonosari General Hospital,” Suparti said. “On Tuesday, I was allowed to go home. One of my babies was taken by Mbak Rina [the hospital staff member]. I was not allowed to see [my baby],” Suparti said

Suparti said she had to pay the medical bill because she had not registered for Jamkesmas, the national health insurance scheme for the poor.

Jakarta Globe/Antara

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President wants increase social assistance for senior citizens

Antara News, Wednesday, June 9, 2010 16:08 WIB

Jakarta (ANTARA News) - President Susilo Bambang Yudhoyono here Wednesday called for an increase in the amount of social assistance for senior citizens which now stood at Rp300,000 per person per month.

"I have talked about it with the social affairs minister and asked him to increase the amount. The monthly rate of Rp300,000 per senior citizen should be raised in line with the increase in our gross domestic product (GDP) and state budget," the President said.

The president made the remark in his address at a function to mark National Senior Citizens` Day at the State Palace.

Social Affairs Minister Salim Segaf Al-Jufri explained earlier that since 2007 the government had been giving social security funds to some 10,000 senior citizens. Each of them received Rp300,000 per month.

Therefore, the head of state added that besides increasing the senior citizens social security funds, the government at present and in the future would also continue to improve the protection of senior citizens and other special population groups such as severely disabled, displaced children, and others who deserved social protection.

The President also asked provincial, district, and municipal administrations to continue providing senior citizens and disabled people with other public facilities such as at railway stations, bus stations, and other public places.

"It is unethical if the elderly and disabled also have to jostle or struggle in the crowds at railway stations and bus terminals to get into a train or bus. Let us respect them by giving them greater convenience as the implementation of social justice for all people," the president said.

The head of state noted that the number of elderly in the country had continued to increase every year. The figure was 5.3 million in 1970 but rose to 19.5 million in 2008.

According to the president, the increase in the number of elderly people indicated that national development had produced tangible results. An increase in a people`s life expectancy rate also signified a higher prosperity level, he said.

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Poor access to healthcare still a major problem in RI

Dina Indrasafitri, The Jakarta Post, Jakarta | Sat, 05/22/2010 10:07 AM

Problems with accessible and affordable healthcare are common in Indonesia and most ASEAN countries, but there are solutions, says lawmaker Nova Riyanti Yusuf.

The problem of accessibility could be solved with the provision of an insurance system that would help people access healthcare, she said.

Kevin Haydon, the CEO of global sales and service at Philips Healthcare, said that while there was growing awareness about the urgent need for healthcare among countries in the ASEAN region, this tendency also produced the challenge of growing demand.

Despite the general problem of increasing demand for quality healthcare, there are also specific problems experienced by ASEAN countries, which have different financial structures or market characteristics.

“In the case of developed economies, the biggest health challenges are chronic diseases and the fact that the population is living longer. As you get older, you end up with more chronic diseases such as diabetes and cancer, which are typically more expensive to manage,” Haydon said.

While countries with developed economies strive for ways to ensure that better quality healthcare is still affordable, those with emerging markets are still struggling with basic issues of access.

“In many emerging economies, despite increasing affluence, urbanization and improved healthcare, there is still a serious challenge of ensuring access to healthcare — especially for the millions of urban and rural poor,” Haydon said in his speech during the event.

Nova said there had not been any moves for direct cooperation between Indonesia or any other ASEAN countries, such as Thailand and the Philippines.

The Indonesian government is currently drafting a bill on a social insurance management agency. The bill is expected to provide a legal basis for an agency that will manage the national security system, in which all Indonesians will have primary healthcare insurance.

Earlier this week, lawmaker, Surya Chandra Surapaty, said the House of Representatives was hoping to submit the draft to the President on June 16.

Nova said that should the country manage to pass the bill this year, it might establish itself as a model for other countries in the region.

However, she added that some suggestions revealed the hope in establishing a universal healthcare system in which the rich helped the poor and the well helped the ill was “very ambitious”.

“We [legislators] are discussing whether this bill will be feasible,” she said.

Nova raised several issues, such as whether the state should also cover secondary or tertiary healthcare and whether the state should apply taxes to ensure feasibility.

“Thailand mentioned that at first the system of paying 30 baht granted primary health care, but then [the problem] spread further into the secondary and tertiary. Nowadays, there are many diseases related to lifestyle and climate change,” she said.

On a more optimistic note, Nova said that she would propose including mental illnesses in the draft of the new bill.

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Tens of Thousands of Workers Flock in Monas to Commemorate Labor Day

BERITAJAKARTA.COM — 5/1/2010 5:45:04 PM


May Day action by tens of thousands of workers, centered in Monas area, Central Jakarta, Saturday (5/1), was marked with tension. The tension began as the demonstrators attempted to break through personnel barricades, to step forward to Merdeka Palace. However, it did not end up with a clash. A worse condition could be prevented by police officers who then sprayed tear gas at the demonstrators.

During the action, police arrested a man suspected of being a provocateur. The man was spotted while making oration outside the rally material. He also set fire to photographs of a number of state officials.

Supriyadi Siregar, one of the demonstrators from the Legal Aid Institute (LBH) in Jakarta, said he did not know the identity of the arrested man. "The police immediately brought away the provocateur," he stated.

In their action, the demonstrators chanted yells while demanding the government of SBY-Boediono to put more concerns on the fate of workers. Meanwhile, some demonstrators who claimed to be the members of the Alliance of Independent Journalists (AJI) expressed their refusal to a mass layoff and the dismissal of labor unions.

Based on beritajakarta.com observation, before heading to Merdeka Palace, the demonstrators conducted a long march from Hotel Indonesia Traffic Circle. They came from various mass elements; some of them were the Federation of Indonesian Metal Workers Union or Federasi Serikat Pekerja Metal Indonesia (FSPMI), the Alliance of Indonesian Fishermen, the Alliance of Indonesian Peasants, and Jakarta Workers Forum.

The demonstrators delivered several demands to the government; among others, the existence of social health insurance, the life pension guarantee for formal workers, and the abolition of outsourcing system.

In the meantime, Central Jakarta Traffic Police Chief Comr. Slamet Asenan said in order to avoid severe traffic congestion during the rally; traffic at some locations was diverted.

Traffic from Harmony heading to Merdeka Palace was directed to Jl Juanda, and the traffic from Gambir railway station was transferred to Jl RVeteran Raya; while three was no traffic change on Jl M.H. Thamrin.

Translator: halim

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Domestic helpers need healthcare insurance

The Jakarta Post, Yogyakarta | Sun, 04/18/2010 9:07 PM

Domestic helpers need to have healthcare insurance to cover possible accidents at work or while on the way to work, says a state-run insurance company officer.

“Some domestic helpers do not live with their employers. Accident may happen while they are going to their workplace, or during work hour, for example, burn injuries,” PT Jamsostek's Yogyakarta marketing unit head Hasan Fahmi said Sunday as quoted by Antara news agency.

Hasan said that he found it essential to recognize the profession of domestic helpers and therefore provide them with health insurance.

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Four Types of Insurance

Fundamentally you are a moment ago a collection of danger. May You Trust That You Do not should insurance for you or for your family and That You will take your chances on staying healthy and safe Risk But taking this cost you Everything That Could Have Worked for you. The Following are the basic forms of insurance That Should Have Every person Regardless of Their race, age, or Nationality and

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US Passes Health Care Reform at Long Last

Jakarta Globe, March 23, 2010

Washington. President Barack Obama’s Republican foes in the US Senate on Monday were preparing to battle the last piece of his historic health care overhaul after Democrats ushered in the most sweeping US social policy changes in more than four decades.

The House of Representatives passed the core of Obama’s plan late on Sunday, but with a stand-alone package of changes that Senate Republicans planned to fight in hopes of bruising vulnerable Democrats ahead of elections in November.

Overturning the plan, which the president was expected to sign as early as today, was a mathematical impossibility in this election cycle because Republicans cannot win the two-thirds majority needed to override Obama’s veto.

On Sunday, House Democrats voted over unanimous Republican opposition to provide medical coverage to tens of millions of Americans in an epic political battle that could define the differences between the parties for years.

The vote sent the measure to President Obama, whose yearlong push for the legislation has been the centerpiece of his agenda and a test of his political power.

The bill will affect virtually every man, woman and child in the United States in some way, from the 20-somethings who constitute one of the largest uninsured groups to poor, childless adults who don’t qualify for Medicaid in most states to professionals who could see their benefits shrink.

NY Times, Washington Post, AFP

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Health Insurance For Tourists

Your current health insurance plan may leave you with expensive medical bills for injuries and illnesses that occur while traveling abroad due to network restrictions. If your plan doesn't cover incidents that occur internationally, then you'll want to be sure to purchase tourist insurance before departing.With insurance companies adding more restrictions to where and who policyholders can get

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Parents to Sue Tangerang Hospital Over Baby's Death

Jakarta Globe, March 19, 2010

The parents of a six-month-old baby who died after she was allegedly denied treatment by Tangerang's Sari Asih Hospital are planning to take legal action.

Elsa Ainurohmah was brought to the hospital on March 15. She was having difficulty breathing after ingesting cold medicine. Sari Asih allegedly refused to treat her because parents Paidi and Septi could not pay Rp 10 million ($1100) as a deposit toward her care. The couple say they tried to take their baby to another hospital, but she died before they got there.

The family said the hospital had apologized and given them Rp 200,000, but they were firm in their decision to pursue the case.

“Nothing can return our child to us," Paidi told Metro TV. "We want justice for Elsa's death."

However, hospital director Mahruzzaman Naim said the hospital had not denied the child treatment.

“We took the necessary actions for Elsa but her condition was already very bad when she got here,” he said.

JG

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Yogya to launch ‘Jamkesta’ for health-for-all treatment

The Jakarta Post, Yogyakarta | Mon, 03/15/2010 10:25 AM

Yogyakartans expecting free medical services will have to join an insurance program with the option of a paid premium of Rp 5,000 or Rp 10,000.

The program is part of the Community Health Insurance (Jamkesta) scheme to be launched by the city administration in the middle of the year in a bid to ease financial burden on health services, especially for the less fortunate.

The program seeks to cover medical expenses of every city resident, without exception.

The Jamkesta is a health insurance scheme for every resident who has not been accommodated in previous health programs, such as the Provincial Community Health Insurance (Jamkesda) and Social Health Insurance (Jamkesos). The municipality has set aside Rp 16 billion (US$1.6 million) from this year’s provincial budget to support the program.

To take part in the program, underprivileged residents must pay Rp 5,000 in monthly insurance premium fees and Rp 10,000 for the more affluent. The members will have their medical costs for treatment in hospitals covered by the municipal administration.

“We are preparing a legal umbrella in the form of a local bylaw. It is currently being deliberated at the municipal council,” said Choirul Anwar, the Yogyakarta city health office head.

The Jamkesta ordinance, he added, had received a positive response from legislators and it was projected to be completed and approved by March this year.

“The program seeks health treatment accessibility for people of any walk of life and a healthy community is a main asset for development. So, we are very serious and will prioritize the health ordinance, but we need time to study the regulations in detail,” said Yogyakarta city council speaker Henry Kuncoro Yekti.

Henry expressed hope the Jamkesta program would not only make Yogyakartans physically healthy, but the program must go hand in hand with the campaign of a healthy lifestyle for every resident.

Choirul said his office was currently drawing up technical guidelines on the implementation of the Jamkesta, while waiting for its approval.

“We are currently discussing and preparing the draft and technical guidelines in detail.”

The municipality is forming the Public Services Agency (BLU), which will manage the Jamkesta program, subsidy mechanisms and data update, because the program must be supported with valid data.

The program, which is expected to cover 80 percent of the residents in Yogyakarta, serves as media to educate people about healthy lifestyle.

The program will be tried out in Tegalrejo, Wirobrajan, Pakualaman, Danurejan, and Umbulharjo districts by early August this year.

Head of the Yogyakarta Neighborhood Unit Discussion Forum Widayanto said he applauded the program and hoped the municipality’s campaigns would raise awareness among the people about the need to become a member.

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Hospital Says It Did Not Deny Treatment to Baby With Swollen Head

Jakarta Globe, February 16, 2010

A newborn baby suffering from hydrocephalus, a potentially deadly condition where excess fluid forms in the brain causing the head to swell, in Banda Aceh. A Jakarta hospital has denied allegations that it refused to treat a baby boy with the condition. (Antara Photo)

The management of a Jakarta hospital has denied allegations that staff refused to treat a two-month old baby suffering from hydrocephalus, a potentially deadly condition where excess fluid forms in the brain.

The marketing head at Central Jakarta’s Cipto Mangunkusumo Hospital, Dr Abdullah Antaria, said that the baby boy, whose name is Muhammad Toriq, had received several treatments from the hospital, including special medication that must be taken before undergoing a head scan on February 24.

However, Toriq was not considered to be an urgent patient, therefore staff did not recommend him to be hospitalized, the doctor told Metro TV.

Meanwhile, the hospital’s director Akmal Taher said staff decided not to hospitalize the baby because his condition was stable and he only required minor treatment.

“We will only treat him if within 48 hours he needs to be operated on or if his condition is very weak,” Akmal told detik.com.

He said that rooms for hydrocephalus patients are limited.

“Our beds are always 80 percent full so the priority is for patients who need urgent treatment or immediate action,” he added.

Toriq is the son of Romi Dona and Fitriani from Cilegon, Banten. Toriq and his parents are currently staying in a mosque on Jalan Kimia in the Menteng area. Toriq’s head is swelling rapidly and now has a diameter of 50 cm, they said.

Hi father Romi Dona said the hospital only gave the infant head ointment and that the parents’ request for hospitalization and immediate action were not heeded. The low-income family is covered by public health insurance, or Jamkesmas.


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Proposal Would Strip Jakarta Smokers of Free Health Care

Jakarta Globe, Arientha Primanita, February 09, 2010

People on the city's free health plan should stop jeopardizing their health by smoking, city officials said. (EPA Photo/Jurnasyanto Sukarno)

Governor Fauzi Bowo on Tuesday announced a new proposal that would restrict the access of smokers to the city’s free health care program for low-income residents.

“How can they enjoy the free health care scheme when they know that smoking can cost them their health? That is just not fair,” he said.

Fauzi said deliberations were under way on a possible new city regulation that would alter the terms of the Gakin program, which provides free health care for less fortunate families across the capital.

He said the issuance of the SKTM, a letter normally issued by community leaders to confirm the low-income status of residents, could also be revised.

According to city records, more than 164,000 low-income households across Jakarta have a Gakin card, while an additional 50,000 households have SKTM letters.

Quoting data collected by city officials, Fauzi said that almost a quarter of the average low-income worker’s income was spent on cigarettes.

“When Gakin cardholders smoke, 22 percent of their income goes up in smoke,” the governor said, adding that the number of women and young people taking up smoking was increasing annually across the capital.

Fauzi said he was determined to tackle this problem head on.

“I am not eliminating the Gakin scheme; I just do not want to give free health care to smokers,” he said.

Dien Emawati, who heads the Jakarta Health Agency, said on Tuesday that the city administration’s plan would stress that Gakin cardholders and residents with SKTM letters were not allowed to smoke.

That message, she said, would be formally publicized and strictly implemented across state hospitals, clinics, subdistricts and urban wards.

“We guarantee free health care for the poor, but they need to give up smoking and stop jeopardizing their health,” she said. “If there is even one person who smokes in a family, the entire household is affected.”

Dien said deliberations over a gubernatorial decree to restrict the Gakin card and SKTM letters to nonsmokers were already under way, with talk of “trained field officials” being tasked with checking the teeth and mouths of those claiming low-income status to determine whether or not they were smokers.

Dien said discussions would cover a number of issues, including whether medical services would be immediately stopped for active smokers suffering from lung-related illnesses.

A large number of low-income residents, she said, already suffer from lung diseases such as pneumonia and acute respiratory infections.

Husna Zahir, chairwoman of the Indonesian Consumers Foundation (YLKI), told the Jakarta Globe that her organization agreed in principle with the city administration’s proposal and would support its implementation if it were passed.

She said the strict measure could help increase awareness about the financial and health impacts of smoking.

“Many poor people still prioritize cigarettes over food,” Husna said. “Smoking is one bad thing that can be prevented and stopped.”

According to data collected by the University of Indonesia in 2008, some 35 percent of all Jakartans were active smokers.

The university’s research also found that a family of smokers would spend on average Rp 113,000 ($12) every month for cigarettes. That is slightly more than the Rp 100,000 direct cash assistance package (BLT) given to low-income residents by the government.


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Indonesia's Low-Income Health Plan Needs Band-Aid: Lawmaker

Jakarta Globe, Nivell Rayda, February 09, 2010

Mothers and children taking worm pills distributed by a foundation focused on health for the poor in Ancol, Jakarta. (JG Photo/Safir Makki)

Strict implementation of the 2004 National Social Security System Law is needed to prevent millions of Indonesians from slipping through the cracks in the health insurance system, a lawmaker said on Thursday.

Indonesian Democratic Party of Struggle (PDI-P) legislator Rieke Diah Pitaloka said in a discussion hosted by Indonesia Corruption Watch that the House of Representatives health commission was pushing the government to implement the law. More and more low-income people are finding themselves inadequately covered or subject to inappropriate fees within the public health insurance system, commonly known as Jamkesmas.

“By implementing this law, there shall be no more discrimination against the poor because every citizen in the country would be protected,” Rieke said.

The law combines into a single entity existing state-run insurance schemes such as Asabri, the military insurance and pension fund; social security fund Jamsostek; and national health insurer Askes.

“Existing state-owned insurance firms are profit-oriented, with limited target members. The new system would ensure equality for all citizens, including the poor,” Rieke said.

Indonesia Corruption Watch researcher Ratna Kusumaningsih said the lack of transparency over claim procedures had led to widespread corruption within the system. The antigraft watchdog said that as much as 78.3 percent of the Jamkesmas members surveyed last year were still being charged by public and private hospitals, even though the program entitles them to free health care.

“Hospitals must be more transparent and accountable in treating their patients and complying with minimum service standards. The [Health Ministry] must immediately create a body to supervise and monitor the conduct of hospitals, as stipulated in the law,” Ratna said.

Aswanah, a 50-year-old mother of three, said at the ICW discussion that she still had to pay a portion of her medical bills despite being covered by Jamkesmas.

“I had an accident at work and injured my eyes. I was taken to a public hospital in Tangerang and the doctors told me that I needed surgery,” she said. “I was shocked when the hospital said that Jamkesmas only covered half of my Rp 20 million [$2,140] bill. When I got my Jamkesmas card, I was told that all my medical expenses would be covered by the government.”

But inappropriate fees are just part of the problem. Abdul Cholik Masulili, a Health Ministry expert, said low-income people often can’t join Jamkesmas . Meanwhile, those who shouldn’t qualify often do.

“There are poor patients who are not listed as eligible for Jamkesmas. In contrast, there are those who receive memberships but actually can afford their medical bills,” Masulili said.

The official said the ministry had estimated that only 70 percent of 71.8 million members of Jamkesmas can be considered as poor, while there are five million underprivileged people still not covered by the scheme.

“The problem is getting credible and up-to-date data,” he said.

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